Transfer from Other Funds

There are no qualifying periods if you are accepted for membership after transferring a current membership from another Australian Registered Health Benefits Fund and had an equivalent level of cover, and completed all waiting periods.

Normal waiting periods will apply to those aspects of Navy Health cover not covered previously by your past fund, and for those items specifically nominated within the products as requiring extended waiting periods.

Navy Health will not pay immediate benefits at a higher level than those provided by the previous fund.

Navy Health annual maximums will be reduced by the amount of benefit already paid by the previous fund for similar services in the current benefit year of transfer. The Clearance Certificate (FORM C) provided in the form section of this brochure may assist you with your transfer to Navy Health.